WhatsApp has launched person-to-person payments into beta in India


Previous year it was learned that WhatsApp would try in India a contactless payment service that would allow using the cell phone to send money to users.

WhatsApp boasts a 250-million strong user base across India.

The transactions in WhatsApp Payments will be made through bank accounts linked to Unified Payments Interface (UPI), allowing users transact between accounts of different banks.

Both iOS and Android beta versions of the app were seen on WhatsApp Payments and two publications, GizmoTimes and FoneArena had shared screenshots of the same.

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The payments feature is not visible in the WhatsApp settings for all users. Select payment to transfer funds to other accounts. For those who can already use it, the "payment" option will appear in the application menu, exactly between "documentation" and "Gallery".

The feature was, however, limited to a few users and not all Android beta testers were able to see it. Users will have to create an UPI account, through UPI application or their bank's website, and an authentication PIN will if they are using the UPI payments platform for the first time.

The Facebook-owned company had received approval from the Indian government to integrate UPI into its messaging service last July in order to implement payments, according to The Economic Times. You can check these pages before turning on payments feature of the application. This works in the favour of the messaging application as transaction between different digital wallets is still not an option.

Earlier in January, WhatsApp Business, a free-to-download Android app was rolled out for small businesses, in a bid to make it easier for approximately 1.3 billion users to chat with businesses that matter to them. But, there's no option to switch from video to audio call. This will allow users to post stickers suiting their moods instead of only emojis.