Those sales took place after the company discovered on July 29 that an unprecedented, massive data breach may have exposed personally identifiable information of some 143 million USA citizens - or almost 60 percent of adults in America.
I demanded Equifax remove the arbitration clauses from all of their products, and I'm glad the company complied for its free credit monitoring. Bloomberg reported that Equifax notified "a small number of outsiders and banking customers" about the March incident, but had not announced it publicly.
Equifax, one of the nation's three main credit bureaus, is based in Atlanta. And he says you just have do a fraud report once. "And you can extend it after that if you see suspicious activity". It wasn't immediately known how many people it may have impacted. And the credit score you're building now affects your ability to get jobs, loans or even buy a house for the rest of your life.
A credit freeze locks a person's file from accepting any new credit approvals.
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Identity theft victim Leslie Gilman knows how hard it is for victims to restore their credit.
"Credit reporting agencies are nowhere". First, you have to contact all three agencies to do that so it may be more of a hassle.
"The breach lasted from mid-May through July", Seena Gressin, an attorney with the Federal Trade Commission's division of consumer and business education said on one of its blogs. You may want to check again. If you aren't applying for any new loans, consider freezing your credit. A fraud alert warns creditors that you may be an identity theft victim, so they should verify that anyone seeking credit in your name really is you.
Credit card numbers for about 209,000 Americans and "certain dispute documents with personal identifying information" for some 182,000 Americans were also accessed by the hackers, it added. Lifelock and similar companies have plans that are $10 to $15 a month.